Get a Landlord and Rental Home Insurance Policy
Rental properties can require specialized coverage that will take care of the things that you care about as a landlord. If you rent out your property or do Airbnb, SafeInsure will work with you to make sure that you have the coverage that you prefer. You can choose a standard package or create your own customized policy.
What does landlord and rental home insurance cover?
- Comprehensive Property Coverage: Covers most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy. (fire, explosion, lightning, windstorm and hail damage).
- Optional Replacement Cost: Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
- Liability Coverage: Provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone who doesn’t live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
- Theft and Vandalism Coverage
- Actual Cash Value: Covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.
- Agreed Loss Settlement: If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible).
- Extended Replacement Cost: You can receive up to 25% of the insured amount, to replace your home.
Get started with a free quote
SafeInsure provides free, customizable landlord/rental home insurance quotes. Simply call us at (206) 402-6793 or fill out our online form here.